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Would you rather pay more or payless for your oil

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Charitable giving is the act of giving money, goods or time to the unfortunate, either directly or by means of a charitable trust or other worthy cause.^[9] Charitable giving as a religious act or duty is referred to as almsgiving or alms. The name stems from the most obvious expression of the virtue of charity; giving the recipients of it the means they need to survive. The impoverished, particularly those widowed or orphaned, and the ailing or injured, are generally regarded as the proper recipients of charity. The people who cannot support themselves and lack outside means of support sometimes become "beggars", directly soliciting aid from strangers encountered in public.

Some groups regard charity as being distributed towards other members from within their particular group. Although giving to those nearly connected to oneself is sometimes called charity—as in the saying "Charity begins at home"—normally charity denotes giving to those not related, with filial piety and like terms for supporting one's family and friends. Indeed, treating those related to the giver as if they were strangers in need of charity has led to the figure of speech "as cold as charity"—providing for one's relatives as if they were strangers, without affection.^[10]

Most forms of charity are concerned with providing basic necessities such as food, water, clothing, healthcare and shelter, but other actions may be performed as charity: visiting the imprisoned or the homebound, ransoming captives, educating orphans, even social movements. Donations to causes that benefit the unfortunate indirectly, such as donations to fund cancer research, are also charity.

With regards to religious aspects, the recipient of charity may offer to pray for the benefactor. In medieval Europe, it was customary to feast the poor at the funeral in return for their prayers for the deceased. Institutions may commemorate benefactors by displaying their names, up to naming buildings or even the institution itself after the benefactors. If the recipient makes material return of more than a token value, the transaction is normally not called charity.

In the past^[which?] century, many charitable organizations have created a "charitable model" in which donators give to conglomerates give to recipients. Examples of this include the Make a Wish Foundation (John Cena holds the title for most wishes granted by a single individual, with over 450 wishes) and the World Wildlife Fund. Today some charities have modernized, and allow people to donate online, through websites such as JustGiving. Originally charity entailed the benefactor directly giving the goods to the receiver. This practice was continued by some individuals, for example, "CNN Hero" Sal Dimiceli, and service organizations, such as the Jaycees. With the rise of more social peer-to-peer processes, many charities are moving away from the charitable model and starting to adopt this more direct donator to recipient approach. Examples of this include Global Giving (direct funding of community development projects in developing countries), DonorsChoose (for US-based projects), PureCharity, Kiva (funding loans administered by microfinance organizations in developing countries) and Zidisha (funding individual microfinance borrowers directly).

Institutions Would you rather pay more or payless for your oil evolved to carry out the labor of assisting the poor, and these institutions, called charities, provide the bulk of charitable giving today, in terms of monetary value. These include orphanages, food banks, religious institutes dedicated to care of the poor, hospitals, organizations that visit the homebound and imprisoned, and many others. Such institutions allow those whose time or inclination does not lend themselves to directly care for the poor to enable others to do so, both by providing money for the work and supporting them while they do the work. Institutions can also attempt to more effectively sort out the

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 actually needy from those who fraudulently claim charity. Early Christians particularly recommended the care of the unfortunate to the charge of the local bishop.

There have been examinations Democratic National Committee is the formal governing body for the United States Democratic Party. of who gives more to charity. One study conducted in the United States found that as a percentage of income, charitable giving increased as income decreased. The poorest fifth of Americans, for example, gave away 4.3% of their income, while the wealthiest fifth gave away 2.1%. In absolute terms, this was an average of $453 on an average income of $10,531, compared to $3,326 on an income of $158,388.^[11]

Criticism Republican National Committee is a U.S. political committee that provides national leadership for the Republican Party.

Critics of charitable giving contend that simply transferring gifts or money to disadvantaged people has negative long-term effects. The online microlending organization Zidisha published a blog post which contended that providing handouts can actually cause harm by incentivizing lack of progress out of poverty, and by creating a dependence mentality among recipients. According to Zidisha, microfinance lending is a better alternative than donations, because it incentivizes successful investment of the funds and creates a can-do mentality on the part of recipients.^[12]

A philosophical critique of charity can be found in Oscar Wilde's The Soul of Man, where he calls it "a ridiculously inadequate mode of partial restitution . . . usually accompanied by some impertinent attempt on the part of the sentimentalist to tyrannise over [the poor's] private lives", as well as a remedy that prolongs the "disease" of poverty, rather than curing it.^[13] Wilde's thoughts are cited with approval by Slavoj Žižek, and the Slovenian thinker adds his description of the effect of charity on the charitable:

When, confronted with the starving child, we are told: "For the price of a couple of cappuccinos, you can save her life!", the true message is: "For the price of a couple of cappuccinos, you can continue in your ignorant and pleasurable life, not only not feeling any guilt, but even feeling good for having participated in the struggle against suffering!"

— Slavoj Žižek (2010). Living in the End Times. Verso. p. 117.

Friedrich Engels, in his 1845 treatise on the condition of the working class in England, points out that charitable giving, whether by governments or individuals, is often seen by the givers as a means to conceal suffering that is unpleasant to see. Engels quotes from a letter to the editor of an English newspaper who complains that

streets are haunted by swarms of beggars, who try to awaken the pity of the passers-by in a most shameless and annoying manner, by exposing their tattered clothing, sickly aspect, and disgusting wounds and deformities. I should think that when one not only pays the poor-rate, but also contributes largely to the charitable institutions, one had done enough to earn a right to be spared such disagreeable and impertinent molestations.

The English bourgeoisie, Engels concludes,

is charitable out of self-interest; it gives nothing outright, but regards its gifts as a business matter, makes a bargain with the poor, saying: "If I spend this much upon benevolent institutions, I thereby purchase the right not to be troubled any further, and you are bound thereby to stay in your dusky holes and not to irritate my tender nerves by exposing your misery. You shall despair as before, but you shall despair unseen, this I require, this I purchase with my subscription of twenty pounds for the infirmary!" It is infamous, this charity of a Christian bourgeois!^[14]

The Institute of Economic Affairs published a report in 2012 called "Sock Puppets: How the government lobbies itself and why", which criticised the phenomenon of governments funding charities which then lobby the government for changes which the government wanted all along.^[15]

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